Why Join The Mortgage Calculator?
At The Mortgage Calculator, we are not just a mortgage lender—we are pioneers in mortgage technology. Our proprietary lending platform includes a full suite of CRM/POS/LOS + AI tools to empower new and veteran loan officers to exponentially scale their business, instantly! Just plug into our cutting-edge lending platform to generate new leads daily!
The Mortgage Calculator Business Model
- Approved with Over 135 Total Lenders & Investors
- 28 Non-Del Correspondent & 122 Brokered Partners
- Always the Best Mortgage Rates/Pricing
- 5,000+ In House Loan Programs
- Access Every Loan Program that Exists
- Conventional, VA, USDA, FHA, Non-QM, DSCR, Commercial, Fix & Flip/Ground Up, Mixed Use, CDFI, SBA +Thousands More
The Mortgage Calculator Proprietary Lending Platform
- AI Powered Lead-Generating Website
- Fully Integrated POS, CRM & LOS
- One Login for LOs - One Login for Customers
- Instant Rate Quotes for 5,000+ Loan Programs
- Prospects Flow from Lead to Completed 1003
- Over 50 API Integrations with Technology Partners
- Proprietary CALVIN AI Including DUAL AUS
- CALVIN AI Condition Analysis & AI Assist
The Mortgage Calculator Trainings & Support
- Online Training & Learning Center Available 24/7
- Discount NMLS Pre-License Education Course & CE
- LIVE Weekly Loan Officer Video Trainings
- Thousands of Hours of Recorded Training Videos
- Real-Time Loan Support M-SA 11AM-7PM EST
- CALVIN Compliance AI w/Fed & State Regulations
The Mortgage Calculator Difference
- Close Any Loan in 30 Licensed States (6 Pending)
- Close DSCR Loans in 15 Additional States No License Required (45 Total)
- Unlimited Free Company Leads at a 50/50 Split
- Buy Instant Lead Campaigns at Full Comp
- Import Leads in Real Time via Zapier Webhook API
- Refer Deals to Team LOs for 75BPS
- Hotel Room at Annual Retreat & VIP Yacht Party in Miami (Past Speakers: Kevin O'Leary & Marcus Lemonis)
The Mortgage Calculator MLO Compensation Plans
Loan Officer
Earn Up To
200BPS
- 150BPS on Self Generated Loans (1.50% Commission)
- 75BPS on Company Leads (.75% Commission)
- Refer Deals to Team LOs for 75BPS (.75% Commission)
- 50BPS Bonus for Monthly Volume Over $2M
- Access Company Leads at 50/50 Split
- No Monthly Fees or Transaction Fees
- Includes Free Website + CRM/POS/LOS + AI
Loan Officer Unlimited
Earn Up To
275 BPS
Apply For Loan Officer Unlimited
- 275BPS on Self Generated Loans (2.750% Commission)
- 137.5BPS on Company Leads (1.375% Commission)
- Refer Deals to Team LOs for 75BPS (.75% Commission)
- Automated Daily Social Media Posting
- Access Premium Company Leads at 50/50 Split
- Unlimited Transactions with No Transaction Fees
- $299/Month CRM/POS/LOS + AI Platform Fee
Learn More About Our Commission Only Loan Officer Comp Plans
The Mortgage Calculator NMLS Licensed States

Mortgage Calculator Company LLC is licensed as a Mortgage Lender and/or Mortgage Broker in the following states: Alabama, Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Maryland, Michigan, Minnesota, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and more pending.
Frequently Asked Loan Officer Questions
