Beat My Mortgage Rate – Get the Best Home Loan Deal

Found a Lower Mortgage Rate? We’ll Match or Beat It!

At The Mortgage Calculator, we’re committed to helping you save on your mortgage by offering the best possible loan terms. If you’ve received a valid mortgage quote from another lender, simply send it to us—we’ll match or beat your rate to ensure you get the best deal on your home loan.

Why Choose Us to Beat Your Rate?

  • Access to 5,000+ loan program options
  • Low rates on conventional, FHA, VA, USDA, and Non-QM loans
  • Fast and easy online approval process
  • Exclusive discounts for first-time buyers, investors, and self-employed borrowers

How to Get a Lower Rate on Your Mortgage

  1. Upload your valid loan estimate from another lender.
  2. Our mortgage experts review your quote and compare it with our best available rates.
  3. We match or beat your rate and guide you through the next steps to secure your loan.

Eligible Loans for Rate Matching

  • Conventional Loans – Low down payment options available
  • FHA & VA Loans – Government-backed programs with great terms
  • Non-QM Loans – Bank statement, DSCR, 1099, and P&L loans
  • Jumbo & Investment Loans – Competitive rates for high-value properties

Get Started – Submit Your Quote Now!

Don’t settle for a higher mortgage rate! Upload your loan estimate now and let us match or beat your rate to save you money on your home loan.

Submit Your Quote & Lock in Your Best Rate Today!

Frequently Asked Questions for Conventional Mortgage Loans

About The Mortgage Calculator
The Mortgage Calculator

The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! 

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 450 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

Learn More About The Mortgage Calculator